Most Businesses

Qualify for Cash

from the Government

*Up to $26,000 per employee. No limit on funding. ERC is a refundable tax credit, but it comes as a check and you do not have to owe taxes to receive the money. No impact on credit score.

The ERC is one of the new stimulus programs established by the CARES Act designed to support businesses who were able to retain their employees during the COVID-19 pandemic.  Unlike PPP - ERC is a grant, not a loan, meaning you don’t have to worry about paying anything back – this program is here to help. The ERC is available to small and mid-sized businesses, based on qualified wages and healthcare paid to employees.

Up to $26,000 per employee

Qualify with decreased revenue or COVID event 

No limit on funding 

Step 1:
Qualify Your Business

Business Warrior & BottomLine Makes It EASY To Qualify For ERC And Get Thousands Of Dollars In Grants From The Government

We’ve handled these programs before, helping over 18,000 Small businesses get over $300 Million in PPP loans in 2021. Navigating the process to qualify and leverage the ERC can be confusing.     We do the work for you:

Step 2:
Manage Your Application

Step 3:
Receive Your Grant

Receive the Grant Funds in as little as 90 days!

It’s no obligation, can be done on any device, and takes less than a minute to complete.

Start Here

ERC is a tax credit in the form of a check - owe nothing

Frequently Asked Questions

How much money can you get back?

You can claim up to $5,000 per employee for 2020. For 2021, the credit can be up to $7,000 per employee per quarter. That’s up to $26,000 per employee!

How do you know if your business is eligible?

What period does the program cover? 

Do we still qualify if we already took the PPP? 

Do we still qualify if we did not incur a 20% decline in gross receipts? 

Do we still qualify if we remained open during the pandemic? 

The Employee Retention Credit Program

The program began on March 13th, 2020 and continues to September 30th, 2021 for eligible employers. 

You can apply for refunds for 2020 and 2021 after December 31st of this year, into 2022 and 2023. And potentially beyond then too. 

We have clients who received refunds only, and others that, in addition to refunds, also qualified to continue receiving ERC in every payroll they process through September 30, 2021, at about 30% of their payroll cost. 

We have clients who have received refunds from $100,000 to $6 million.

Yes. Under the Consolidated Appropriations Act, businesses can now qualify for the ERC even if they already received a PPP loan. Note, though, that the ERC will only apply to wages not used for the PPP.

Your business qualifies for the ERC if it falls under one of the following: 

  • A government authority required a partial or full shutdown of your business during 2020 or 2021. This includes your operations being limited by commerce, inability to travel, or restrictions of group meetings.
  • Gross receipt reduction criteria is different for 2020 and 2021 but is measured against the current quarter as compared to 2019 pre-COVID amounts

Yes. To qualify, your business must meet either one of the following criteria: 

  • Experienced a decline in gross receipts by 20%, or 
  • Had to change business operations due to government orders 

Many items are considered as changes in business operations, including shifts in job roles and the purchase of extra protective equipment. The ERC, in this case, also applies only for Q3 and Q4 of 2021. Businesses can qualify, regardless of the number of full-time employees.

ERC Form Submission

Please fill out this form and one of our ERC specialists will contact you.  

To qualify, your business must have been negatively impacted in either of the following ways: 

  • A government authority required partial or full shutdown of your business during 2020 or 2021. This includes your operations being limited by commerce, inability to travel or restrictions of group meetings.

  • Gross receipt reduction criteria is different for 2020 and 2021, but is measured against the current quarter as compared to 2019 pre-COVID amounts.

  • A business can be eligible for one quarter and not another.Initially, under the CARES Act of 2020, businesses were not able to qualify for the ERC if they had already received a Paycheck Protection Program (PPP) loan. With new legislation in 2021, employers are now eligible for both programs. The ERC, though, cannot apply to the same wages as the ones for PPP.