Decision Engine

Sophisticated Decisioning Without the Headache

PayPlan’s decision engine is fully-automated and customizable. Use our rules or easily customize a solution exactly the way you want it.

Get Started

Decision Engine

Sophisticated Decisioning Without the Headache.

PayPlan’s decision engine is fully-automated and customizable. Use our rules or easily customize a solution exactly the way you want it.

Leverage best practice underwriting rules from $500M+ processed loans.

Validated against 50,000+ businesses and over 3.5MM consumer credit records.

Dynamic Underwriting Rules

Configure underwriting rules in minutes, not days.

Configure all your underwriting rules in one location through one simple interface. No more team meetings or projects to make the modifications you need!

UNDERWRITING FEATURES:

Supports Unlimited Data Points

Configure Without Code

Drag and Drop Platform

Fully Extensible

Want to build a custom decision engine for your lending platform?

Get Started

BEST IN CLASS SECURITY

Activate credit, identity and fraud services instantly.

PayPlan offers best-in-class KYC, KYB and fraud prevention

Powerful Integrations

Access the integrations your lending platform needs

Integrations include Identity, credit reporting, financial institutions, and ‘exotic’ data.

Decision Data on Demand

Leverage PayPlan’s data partnerships to avoid costly fees associated with direct subscriptions to fintech data products needed for underwriting.

Instnt

Finicity

Cliq

Experian

Midesk

And More!

Built with Intelligence

To succeed, you need to adapt. PayPlan provides the tools to learn and grow with your lending program.

AI and Machine Learning

PayPlan is ready to plug AI/ML into your underwriting model.

Loan Data and Reporting

Store any click, input and interaction with your customers.

Risk Based Pricing

Dynamically price your loans according to their level of risk.

Start making better lending decisions, now.

PayPlan has everything you need to bring your lending vision to life. No need for any other solutions or data providers.

Get Started

Decision Engine

Sophisticated Decisioning Without the Headache

Decision Engine

Sophisticated Decisioning Without the Headache.

Leverage best practice underwriting rules from $500M+ processed loans.

Dynamic Underwriting Rules

Configure underwriting rules in minutes, not days.

UNDERWRITING FEATURES:

Supports Unlimited Data Points

Configure Without Code

Drag and Drop Platform

Fully Extensible

BEST IN CLASS SECURITY

Activate credit, identity and fraud services instantly.

Powerful Integrations

Access the integrations your lending platform needs

Decision Data on Demand

Instnt

Finicity

Cliq

Experian

Midesk

And More!

Built with Intelligence

AI and Machine Learning

Loan Data and Reporting

Risk Based Pricing

Related Content

Key Components of an Effective Automated Lending Platform

What is Underwriting in 2024?

BPMN + DMN + PayPlan = $$$

Start making better lending decisions, now.