Fund More Loans with PayPlan’s Loan Origination

Drive More Origination at Lower Cost With PayPlan’s Powerful Loan Origination System
Loan Origination SystemLoan Origination System

Faster Portfolio Growth, Bigger Profit Margins

The core design philosophy behind the PayPlan Loan Origination System is to empower lenders to rapidly increase the size of their portfolios while simultaneously driving deeper levels of profitability. PayPlan helps lenders accomplish this by decreasing the cost of acquiring loans, improving operational efficiency and reducing fraud and defaults, all while delighting customers and driving their financial success.
Reduce Development Costs

High-Converting Loan Applications

Deliver an incredible customer experience that makes the application process simple and fast - resulting in higher conversion rates, better customer satisfaction, and more loans.
Instant Loan Processing 

Time-Saving Automations

PayPlan automates complicated, high-volume, time-consuming tasks in order to dramatically improve your operational efficiency and reduce manual labor by as much as 95%.
Fraud Reduction 

Instant Decision Making

PayPlan’s next-generation lending technology allows you to deliver an instantly, accurate decision the moment an application is completed, helping you retain customers and fund more loans.
Improved Profitability 

Multi-Product Support

Offer multiple loan products, each with their own custom workflow and application process. Launch & test new loan products quickly to keep your business moving forward.
Reduce Labor & Human Error 

Zero-Labor Document Process

Never worry about paperwork again by fully automating the process of generating, completing, storing, and managing any documents that are part of your loan lifecycle, from disclosure and agreements to contracts.
No-Code Underwriting

Powerful Risk Reduction

With connection to all major credit bureaus and the ability to analyze millions of data points in a fraction of a second, PayPlan will dramatically reduce your risk of default and fraud, helping you make smarter funding decisions.
Automated Underwriting

High-Converting Loan Applications

Deliver an incredible customer experience that makes the application process simple and fast - resulting in higher conversion rates, better customer satisfaction, and more loans.
Real Time Payments

Time-Saving Automations

PayPlan automates complicated, high-volume, time-consuming tasks in order to dramatically improve your operational efficiency and reduce manual labor by as much as 95%.
Automated Decisioning

Instant Decision Making

PayPlan’s next-generation lending technology allows you to deliver an instantly, accurate decision the moment an application is completed, helping you retain customers and fund more loans.
Custom Loan Apps

Multi-Product Support

Offer multiple loan products, each with their own custom workflow and application process. Launch & test new loan products quickly to keep your business moving forward.
Automated Servicing

Zero-Labor Document Process

Never worry about paperwork again by fully automating the process of generating, completing, storing, and managing any documents that are part of your loan lifecycle, from disclosure and agreements to contracts.
Document Management

Powerful Risk Reduction

With connection to all major credit bureaus and the ability to analyze millions of data points in a fraction of a second, PayPlan will dramatically reduce your risk of default and fraud, helping you make smarter funding decisions.

Streamline and Optimize Your Loan Origination Process

Master crafted components built by lending experts and designed to drive profitability and results across every step of the loan origination process.
couple at a computer
Borrower Application
World-class loan applications built to convert users into customers. From form fields to data groupings, we design applications for optimal simplicity, convenience, and user experience.
woman with phone
Application Workflow
The application workflow is the configurable backend that powers the application process and borrower experience. PayPlan’s powerful no-code operating systems enable the launch of custom workfl ows and applications that empower the success of your lending business.
couple using mobile banking
Communication
From automated email and SMS to manual customer support and communication logs, PayPlan makes it easier than ever to send out high-quality branded communication that empower customer success and save you countless hours of manual labor.
person on POS
Document Center
Completely eliminate the need for paperwork and reduce document management time by as much as 99% with PayPlan’s powerful document center. From TILA docs, contracts, disclosures, and more, the PayPlan document center handles it all - complete with e-signature capabilities.
couple at a computer
3rd Party Integrations
PayPlan comes out of the box with powerful 3rd party integrations for credit, open banking, payment processes, data collection, communications, and more. Plus, PayPlan’s API-enable operating system makes it easy to add and configure new 3rd party integrations.
woman with phone
Offer Generation
Loan offers are foundational to the success of your lending business. PayPlan’s decision engine powers configurable, instant offer generation that helps you drive more loan origination while empowering the financial success of your customers and maximizing your profitability.
couple using mobile banking
Loan Funding
Advanced automations allow you to deliver approvals instantaneously and fund loans in seconds, keeping borrowers engaged, moving through the flow, and reborrowing when the time is right.
person on POS
Tracking and Reporting
Track every interaction your customers take throughout their entire customer journey. Get detailed reports of user flow experience and optimize to make it seamless.

How PayPlan Loan Origination Improves Lending Businesses

Dynamic Underwriting Rules
Reduce manual labor by 95%
Increase Application Conversion Rates
Decrease Fraud & Reduce Risk
Seamlessly Integrate with 3rd Party Platforms
Instant Approvals & Funding
Built-In Customer Communications
Easy Access To Data
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End-to-End Lending Platform

PayPlan is the Business Warrior flagship product - an end-to-end lending platform built for one purpose - to make lenders more profitable. It’s a completely transformative solution built by industry experts and designed to simplify, optimize, and improve every aspect of a lending business, from acquisition to application to decisioning to loan management to servicing.
Loan Origination

Loan Origination System

Loan Origination System

Become best in market with an all digital origination platform that verifies borrowers, connects to open banking and has both automatic and manual offer generation, shaped perfectly for your lending business.
Decision Engine

Decision Engine

Decision Engine

Turn hours into seconds with automated decision making, reducing fraud, generating profitable offers and allowing no code customization to your underwriting waterfall.
Loan Management

Loan Management System

Loan Management System

Use powerful loan management tools to reduce manual processes, gain deeper insights into portfolio performance, streamline operations, and manage reporting with robust loan management tools.
Loan Servicing

Loan Servicing

Loan Servicing

Improve payment rates and reduce manual labor by streamlining operations and workflows. Benefit from seamless automation that increases collections efficiency, provides real-time portfolio insights, and enhances your overall financial performance.
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FAQs