Maximize Your Tribal Lending Portfolio With PayPlan

PayPlan makes it fast and easy to launch and scale a profitable, fully compliant tribal lending program—empowering your business with automation, borrower engagement, and collection tools designed for success.
Customers Looking at Buying a CouchLoan Origination System

Why Tribal Lenders Choose PayPlan?

Tribal lending is a highly profitable business, but success requires the right technology. PayPlan gives you full control over your lending operation—allowing you to increase approvals, boost repeat borrowers, improve collections, and own the borrower relationship from start to finish.

Here’s what makes PayPlan the best choice for tribal lenders:
Powerful Integrations
Powerful Integrations

Why Tribal Lenders Choose PayPlan?

Tribal lending is a highly profitable business, but success requires the right technology. PayPlan gives you full control over your lending operation—allowing you to increase approvals, boost repeat borrowers, improve collections, and own the borrower relationship from start to finish.

Here’s what makes PayPlan the best choice for tribal lenders:
Reduce Development Costs

More Repeat Borrowers, More Profit

Borrowers who return for multiple loans cost 80% less to acquire and have a 30% higher repayment rate. PayPlan’s built-in CRM and borrower engagement tools automate follow-ups, renewal offers, and targeted remarketing campaigns—keeping your borrowers coming back.
Instant Loan Processing 

More CustomIncrease Collections with Built-In Automation

Collections are critical to profitability. PayPlan’s fully automated repayment system ensures on-time payments with intelligent SMS/email reminders, auto-deductions, and multi-channel payment options—increasing repayment rates while reducing manual work.
Fraud Reduction 

Tribal Specific Integrations

Why give away your hard-earned profits to third-party lenders? PayPlan allows you to own the entire lending process—so all interest, fees, and revenue stay in your business, not someone else’s.
Improved Profitability 

Approve More Borrowers with Confidence

Third-party lenders often reject qualified borrowers due to rigid credit models. With PayPlan, you control your own credit criteria, allowing you to approve more borrowers without increasing risk.
Reduce Development Costs

More Repeat Borrowers, More Profit

Borrowers who return for multiple loans cost 80% less to acquire and have a 30% higher repayment rate. PayPlan’s built-in CRM and borrower engagement tools automate follow-ups, renewal offers, and targeted remarketing campaigns—keeping your borrowers coming back.
Instant Loan Processing 

Increase Collections with Built-In Automation

Collections are critical to profitability. PayPlan’s fully automated repayment system ensures on-time payments with intelligent SMS/email reminders, auto-deductions, and multi-channel payment options—increasing repayment rates while reducing manual work.
Fraud Reduction 

Tribal Specific Integrations

Why give away your hard-earned profits to third-party lenders? PayPlan allows you to own the entire lending process—so all interest, fees, and revenue stay in your business, not someone else’s.
Improved Profitability 

Approve More Borrowers with Confidence

Third-party lenders often reject qualified borrowers due to rigid credit models. With PayPlan, you control your own credit criteria, allowing you to approve more borrowers without increasing risk.

How PayPlan Empowers Tribal Lenders

Effortless Implementation

Easy Implementation

Live in 45: Get your tribal lending program up and running quickly with help from our expert team.

Fully Configurable: We customize PayPlan to match your specific lending model, borrower risk appetite, and tribal regulatory requirements.

Easy to Use & Fully Automated

Easy to Use & Fully Automated

Frictionless Borrower Applications: Mobile-friendly applications make it simple for borrowers to apply.

Instant Approvals & Funding: Advanced underwriting ensures faster decisions and immediate funding.

Automated Payment Processing: Set up recurring payments, send automated reminders, and reduce delinquencies.

Smarter Lending Decisions

Smarter Lending Decisions

Customizable Credit Rules: Define your own approval criteria and interest rates to maximize approvals and profitability.

Built-In Compliance & Risk Management: Stay ahead of regulations while keeping borrower risk in check.

Improve Portfolio Performance

Improve Portfolio Performance

Real-Time Analytics: Gain powerful insights into your loan portfolio’s performance with real-time analytics that provide visibility into every step of the lending process. 

Marketing Integrations: Identify your most valuable borrowers through real-time analytics and integrate with marketing platforms to generate more profitable applications.

PayPlan: The Ultimate Platform for Tribal Lending Success

PayPlan is more than just a lending platform—it’s a complete ecosystem designed to help tribal lenders scale, increase profits, and build long-term borrower relationships.

Loan Origination System

Digital application, verification, and underwriting built for fast approvals.

Decision Engine

AI-powered decisioning for automated, data-driven loan approvals in seconds.

Loan Management System

Streamline loan servicing, collections, and reporting in one place.

Automated Collections & Payments

Increase on-time payments and reduce delinquencies with intelligent repayment automation.
Tribal Lending Integrations
PayPlan’s Tribal Lending Platform is integrated out of the box with all of the most important and impactful partners, tools, and platforms that help build successful tribal lending portfolios.
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Payliance Logo
Sophtron Logo
CRS Logo
Clarity Logo
Payliance Logo
Sophtron Logo
Clarity Logo
Payliance Logo
Sophtron Logo

Streamline Operations with a Fully Integrated Lending Platform

Managing a lending business requires efficiency. PayPlan’s all-in-one platform includes:
Borrower Applications
Mobile-friendly, easy-to-use applications to improve conversion rates.
Automated Underwriting
AI-powered decisioning that approves borrowers in seconds.
Loan Management & Servicing
Reduce manual work with automated servicing tools.
Multi-Channel Communication
Built-in SMS, email, and borrower portal keeps borrowers engaged.
Advanced Reporting
Gain full visibility into performance, approvals, and collections.