We Build Superior
Lending Software

Business Warrior helps lenders deploy more capital and maximize their profitability by utilizing world-class lending software and marketing services

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End-to-End Lending Platform

PayPlan is the Business Warrior flagship product - an end-to-end lending platform built for one purpose - to make lenders more profitable. It’s a completely transformative solution built by industry experts and designed to simplify, optimize, and improve every aspect of a lending business, from acquisition to application to decisioning to loan management to servicing.

Loan Origination System

Become best in market with an all digital origination platform that verifies borrowers, connects to open banking and has both automatic and manual offer generation, shaped perfectly for your lending business.

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Decision Engine

Turn hours into seconds with automated decision making, reducing fraud, generating profitable offers and allowing no code customization to your underwriting waterfall.

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Loan Management System

Use powerful loan management tools to reduce manual processes, gain deeper insights into portfolio performance, streamline operations, and manage reporting with robust loan management tools.

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Loan Servicing

Improve payment rates and reduce manual labor by streamlining operations and workflows. Benefit from seamless automation that increases collections efficiency, provides real-time portfolio insights, and enhances your overall financial performance.

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Business Warrior Lender Marketing

World-Class marketing services developed by advertising and lending industry experts to help lenders acquire more loans, reduce acquisition costs, grow their portfolios, and drive deeper profitability.

Whether you are a start-up lender working to build your foundation or an enterprise lender looking to reach new levels of scale and profitability, Business Warrior has the team, expertise, and technology to help you exceed every goal you set.

Get More Borrowers

Increase Payment Rates

Increase Your Sales

Reduce Acquisition Costs

Stand Out From The Competition

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Our Mission

At Business Warrior, our mission is to help direct lenders, banks, credit unions, and retailers run massively successful lending operations by maximizing their opportunities for intelligent capital deployment, scale, and profitability.

We accomplish this by transforming a lender's operations with our industry-leading end-to-end lending platform, PayPlan, as well as our world class Lender Marketing Services.

For businesses who want to build the most powerful lending engine on the planet, the best option is to combine PayPlan and Lender Marketing Services as a force multiplier that drives every element of your lending businesses, from first ad impression to first click, to funded loans, to full repayment and repeat lending.

Our Story

After being a lender ourselves and building over 50 custom lending solutions, we realized the industry needed a new end-to-end solution using the latest technology, and eliminating all the junk that will never be used and keep the cost super low. Here are the benefits to the way we've architected our platform:

Changes to workflows in minutes, not weeks

Semi custom solution that doesn't require new code whenever you want to make a change

Share borrower payment data with advertising channels to find more qualified borrowers

A/B testing capabilities

Multiple locations or resellers with our multi-tenant configuration

Easily implement and manage multiple loan products or offers in one place (and be able to make changes to underwriting rules on each of those in seconds yourself)

Build A More Profitable Business With PayPlan

Whether you are upgrading your old system or need an new, agile lending solution, PayPlan is your answer

New Revenue Stream

You should be collecting the financing revenue from your customers instead of the financing companies. Third-party financing companies typically charge fees and take all of the financing income while you do all the work. It’s time to claim what’s yours! In-house financing ensures that all of the profit goes to your bank account.

More Customers

Financing companies have a higher cost and more risk than you, so they’re more stringent on underwriting a customer than you need to be. This means you can approve more customers without increasing the risk.

Increase Closing Ratio

When you can approve more customers for financing then your closing ratios go up. Average ticket sizes go up, salespeople are happy, customers are happy, and this creates a snowball effect of customer growth.

Repeat Business

Everybody loves a returning customer. When you have your own in-house financing solution, you’re automatically communicating with your customers every month when the system collects payment for you. You stay at the top of their mind when they’re ready to buy again! (Plus Business Warrior has remarketing campaigns built for you as an upgrade option)

Higher Profit Margins

By offering in-house financing, you can dramatically increase your profit margins. Third-party financing companies typically charge fees and take all of the income generated from financing, taking all of your revenue profit. In-house financing ensures that all of the profit goes to your bank account.

Competitive Advantage

Offer unique and attractive financing terms to differentiate your business from your competitors. In-house financing places you fully in control. Create special promotions, such as zero-interest periods or flexible payment plans to stand out from the competition.

Increased Loan Approval Rates

Automated processes for rapid approvals and improved efficiency throughout the lending pipeline.

Lower Default
Rates

Smarter underwriting and better fraud detection reduces default rates, helping you build a more profitable portfolio.

Improved Customer
Retention

Deliver smooth, engaging customer experiences that lead to increased customer loyalty and repeat business.

Operational
Savings

Automate routine tasks and prioritize higher-value activities to drive profit while decreasing operation expenses.

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Expertly Built To Support Any Vertical & Loan Type

Term Loans

B2C Lending

B2B Lending

Cash Advance

Tribal Lending

Line of Credit

Student Loans

Payday Lending

Letter of Credit

Line of Credit

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We Build SuperiorLending Software